Comprehensive Coverage

What is Comprehensive Coverage?

Comprehensive coverage protects your vehicle from damage caused by events other than collisions. It's often called "other than collision" coverage and provides essential protection against a wide range of risks you might encounter.

At AutoFife, our comprehensive coverage gives you peace of mind knowing your vehicle is protected from theft, vandalism, natural disasters, and more.

What's Covered?

Theft and attempted theft

Vandalism

Fire damage

Hail and storm damage

Flooding

Falling objects

Animal collisions

Glass breakage

Deductible Options

Choose a deductible that fits your budget. A higher deductible means lower premiums, while a lower deductible means less out-of-pocket expense when you file a claim.

Common Deductible Options:

$250: Lowest out-of-pocket, higher premium
$500: Popular balanced option
$1,000: Lower premium, moderate out-of-pocket
$2,500: Lowest premium, highest out-of-pocket

Who Needs Comprehensive Coverage?

Comprehensive coverage is recommended if you:

Have a newer or high-value vehicle
Finance or lease your vehicle (usually required)
Live in an area prone to severe weather
Park in areas with higher theft risk

Get a Free Quote

Protect your vehicle with comprehensive coverage today.

Request Quote

Key Benefits

Protection beyond collisions
Flexible deductible options
Fast claims processing
Peace of mind coverage