Collision Coverage

What is Collision Coverage?

Collision coverage pays to repair or replace your vehicle if it's damaged in an accident with another vehicle or object, regardless of who is at fault. This coverage is essential for protecting your investment in your vehicle.

Whether you hit another car, a guardrail, a tree, or any other object, collision coverage helps cover the cost of repairs or replacement up to your vehicle's actual cash value.

What's Covered?

• Collisions with other vehicles
• Single-car accidents (hitting a tree, fence, or guardrail)
• Rollover accidents
• Pothole damage

How It Works

After an accident, you pay your deductible and we cover the rest up to your vehicle's actual cash value (ACV). If repairs cost more than the ACV, your vehicle may be considered a total loss, and we'll pay you the ACV minus your deductible.