Personal Injury Protection

What is Personal Injury Protection (PIP)?

Personal Injury Protection, often called PIP or "no-fault" insurance, covers medical expenses and lost wages for you and your passengers after an accident, regardless of who caused it. It's a vital layer of protection that ensures you get the care you need quickly.

What's Covered?

• Medical expenses (hospital, surgery, doctor visits)
• Lost wages if you can't work
• Rehabilitation and therapy costs
• Essential services (childcare, housekeeping)
• Funeral expenses (in some states)

Why PIP is Important

PIP coverage provides immediate benefits without waiting to determine fault. This means you can get medical treatment right away without worrying about who will pay. In many states, PIP is required by law.